How can I check my M&T bank balance?

There are several ways you can check your balance at M&T Bank:

  • Online Banking: You can log in to your M&T online banking account to view your account balances and transaction history.
  • Mobile Banking: You can use the M&T Mobile Banking app to check your account balances and transaction history on the go.
  • Telephone Banking: You can use M&T's Telephone Banking service to check your account balances and transaction history by calling 1-800-724-2440.
  • At an ATM: You can use any M&T ATM to check your account balances and transaction history.
  • In Person: You can visit any M&T branch to speak with a representative and check your account balances and transaction history.

Why is my available balance higher than my total balance at M and T bank?

It is possible that the "available balance" at your bank refers to the amount of money that you currently have access to, while the "total balance" includes funds that may be tied up in holds or pending transactions. For example, if you have a check that has been deposited but has not yet cleared, the amount of the check will be included in your total balance, but may not be available for you to spend until the check has cleared.

Additionally, the available M&T balance might take into account the available credit on your credit card account, or some other forms of credit extended by the bank like line of credit.

It is also possible that your account may have a minimum balance requirement, and any funds above that minimum balance may be considered "available" for you to use. I would recommend checking with your bank to confirm the specific reason why your available M&T balance is higher than your total balance. They can give you more information about the holds or pending transactions that may be affecting your account and also to ensure that you have access to the funds you need.

M&T Bank hours are the most important time when customers can use bank services. During these hours of operation the staff is trying to do its best to serve all customers on time. However M&T Bank hours vary from branch to branch.

M&T Bank Hours
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To find information about M&T banking hours go to official website and visit Customer Service page - let the Bank help you find answers. Also bank hours can be found with help of M&T locator tool (

Enter a zip code or address, set up your own criteria for more details (for example showing results only for the bank Saturday hours) and you will get branches and ATMs on the map, services provided, distance and even map driving directions.

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